The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
Roobee describes itself as a blockchain-based investment platform that allows people to make investments starting from $10. Roobee uses AI and blockchain to provide its users with transparent records and personalized investment product choices. Roobee blockchain infrastructure is powered by Ethereum blockchain and Roobeechain - a permissioned blockchain based on HyperLedger, with the goal of providing users with data privacy without compromising transparency and security. More information can be found at (https://roobee.io)