Actinium is more than a crypto currency. Actinium is a decentralized currency built on blockchain technology that aims to help bring crypto into every customer’s pocket, every store, and be extraordinarily safe and easy to use. This can be achieved because Actinium is a Lightning Network supported coin that will allow instant transactions with near-zero fees, atomic swaps, and many of the numerous other 2nd Layer solutions. Actinium is completely decentralized without premine and is not an ICO. It has proper mining support, mobile wallets, and hardware wallet integration. Actinium has all the needed features already activated to achieve Lightning Network compatibility. Actinium will not remain a blockchain-only cryptocurrency. The inevitable progress will deliver competing solutions to many problems on different layers.
VeriCoin (VRC) is a Proof of Stake-Time cryptocurrency. It was previously a Proof-of-Stake cryptocurrency with Proof of Work used to mine coins in the early stage. VeriCoin began work on PoST after the MintPal VRC hack and the subsequent roll back. More information on Proof of Stake-Time can be obtained by reading the whitepaper here. There is no Pre-mine or IPO for VeriCoin. The minimum stake time is at least 8 hours. The one highlight feature of VeriCoin is VeriFund. VeriFund is the answer to ensure stability and growth of VeriCoin. It is used to counter the inflationary effect of the proof of stake. When the supply increases, VeriFund will purchase liquid supply of VeriCoin to ensure growth and stability of the coin's value. More info about VeriFund can be found at http://vericoin.info/verifund.html Another key feature of VeriCoin is VeriSMS. VeriSMS is an SMS wallet system that gives your phone capability to access the VeriCoin network. Some of the available commands include 'Balance', 'setpassword', and 'SEND'. More information about VeriSMS can be found at http://vericoin.info/text.html