PIRATE (ARRR) is the best of Zcash (ZEC) combined with the best of Monero (XMR) and secured by Komodo's (KMD) Delayed-Proof-of-Work (dPoW) It’s a forced Shielded-transactions (z-transactions) only blockchain, meant for completely anonymous transactions. PIRATE is mined into a transparent address, but can only go into a shielded address from there. PIRATE is an independent blockchain built using the Komodo Platform assetchains. PIRATE is feature complete for its goal: complete anonymity.
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.