Credo is the token you earn when someone you don’t know sends you an unsolicited email. You can use the Credo you earn to send your own emails to people you don’t know, trade it for other currencies, or hold onto it as its power increases.
SMART VALOR is a platform token of the SMART VALOR exchange which is now a Crypto to Crypto to Fiat. We are working on becoming a fully compliant security token exchange in 2020.