Delphy is a mobile platform for prediction markets built on Ethereum as a DApp. In fact, it is a light Ethereum client running on mobile devices. Its born decentralization ensures that prediction markets are hard to manipulate or shut down, and there is no need to trust one single entity.
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.