EXMR is the official token of GetCryptoPayments® gateway, and its main function of this payment gateway will be to integrate a wide universe of currencies and tokens through a competition, with the acquisition of Ethereum Monero for that purpose. The online merchants and the local store can receive payments on most cryptocurrencies, safely and quickly with a low rate. This payment gateway will allow retailers worldwide to accept payments in Ethereum Monero, Bitcoin, Ethereum, Litecoin, and altcoins. There will be no fees for payments made in EXMR.
Loki combines a private transaction network based on Monero with economically incentivised service nodes to create a trustless quorum based networking protocol. This protocol allows anyone to route small packets of data in an anonymous and decentralised way. The front end applications that use this packet routing system are private-by-design, and are known as Service Node Apps “SNApps”; the first of which is the Loki Messenger - a decentralised, anonymous and private messaging service. Check out Coinbureau for the complete review of Loki Coin.