FLO is a scrypt based coin with quick transaction processing that introduces a useful new feature called 'transaction comments'. These transaction comments enable FLO to facilitate a number of unique applications and enhancements within the blockchain.
Medishares is a Ethereum based, decentralized, open-source mutual aid marketplace. Anyone can join a mutual aid scheme through sending variable amount of MDS to a smart contract.. Anyone can become a mutual aid insurer based on the smart contract templates provided by MediShares, and can profit from it.