FLO is a scrypt based coin with quick transaction processing that introduces a useful new feature called 'transaction comments'. These transaction comments enable FLO to facilitate a number of unique applications and enhancements within the blockchain.
Peculium is developing a savings management platform on the crypto-market using Big Data, Machine Learning, and Natural Language Processing to allow anyone to invest and grow their money safely for the long-term through retirement investing, education funding, or emergency funding.