HappyCoin is a digital currency designed for use of peer-to-peer technology to operate with no central authority; managing transactions and issuing money is carried out collectively by the network.
Binance USD (BUSD) is a stable coin pegged to USD that has received approval from the New York State Department of Financial Services (NYDFS). BUSD will be available for direct purchase and redemption at a rate of 1 BUSD = 1 USD.