Hyper Speed Network HSN to Cred LBA Exchange

Crypto Pair Details: HSN to LBA

Hyper Speed Network HSN

A fast, secure, and easily available cryptocurrency designed for “tipping and Rewarding”, allows rewarding a worker for a job well done, while avoiding the high fees on payment milestones inflicted on both sending and receiving parties involved, that is usually incurred by such transactions by the specialized job marketplaces that act as intermediaries between the parties. With Ethereum technology secures almost instant transaction of tipping reward and in the process either avoids the intermediary job marketplace platform in question, or as a best case scenario, is integrated into the job marketplace and acts as an additional bonus feature of the very job marketplace platform, this welcoming all parties involved; the employer, the employee, and the intermediary job marketplace platform to the world of digital currency. Helper Search Token ( HSN ) cryptocurrency can be used both as an integrated reward system for the intermediary platforms, or without the integration, as it is already a stand alone payment system with a use case in every industry and any task solving situation, from getting a big contract based project done, to rewarding a school child for doing the homework, Rewarding for network gathering foreign, domestic helpers, employers and employment agencies

Cred LBA

Libra Credit is a decentralized lending ecosystem that facilitates open access to credit anywhere and anytime based on the Ethereum blockchain. Libra Credit is a global initiative with a mission to provide financial inclusion and lower the cost of financial services. Powered by its proprietary big data, AI-based credit assessment technology and existing global partnership networks, Libra Credit has the expertise and capabilities to realize its mission. Libra Credit aims to offer a seamless digital lending process that can be completed in 5 steps: application, verification and credit assessment, confirmation, collateral deposit, and disbursement. The Libra Credit platform will focus on a dual-credit risk scoring mechanism that considers the creditworthiness of the pledged collateral as well as the credit information of the borrower. Borrowers will be able to pledge any crypto-assets as collateral and receive loans in their desired asset. Using smart contracts and a proprietary collateral valuation and liquidation system, Libra Credit will lock in agreed terms between borrows, lenders, custodians, guarantors and liquidators. Libra Credit was founded in 2017 and operates out of San Francisco, USA. They are backed by investors such as FBG Capital, GBIC, DHVC, Dekypt Capital, Crypto Parency, and others. Lu Hua, Co-Founder & CEO has experience in the payments, financing, and risk management industries. He was previously the CEO of moKredit, one of China’s top digital credit servicing companies. Lu was also the Head of Core Payments for PayPal China and the Head of Global Banking Platform for PayPal US. Dan Schatt, Co-Founder & COO has previously worked as the Chief Commercial Officer at Stockpile Inc., a leading fintech company, and as General Manager of Financial Innovations at PayPal. Howard Wu, Chief Scientist, he is a blockchain and cryptography expert who is a Founding Partner of Dekrypt Capital, Advisor of Blockchain at Berkeley, and Software Engineer at Google. He advises the project in a technical capacity and has received a Master’s degree in Electrical Engineering and Computer Sciences from UC Berkeley. There are already quite a few blockchain lending projects, so competition is stiff. Libra Credit’s development progress is rather early compared to its competitors. The crypto-to-crypto lending part seems to be well thought out. However, not so much with the crypto-to-fiat part. According to the roadmap, crypto-to-fiat lending is scheduled to launch in 2018 Q3. With details lacking in the weekly blog update about crypto-to-fiat lending, it is difficult to gauge whether the proposed timeline is reasonable.

SOURCE: COINGECKO

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