I/O Coin cryptocurrency enables up to 1MB doc AES256 encrypted storage (and transfer), encrypted messaging, private payments and identities. The blockchain is dapps ready via api. It offers up to 15 second POS blocks at 4MB per block.
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.