I/O Coin cryptocurrency enables up to 1MB doc AES256 encrypted storage (and transfer), encrypted messaging, private payments and identities. The blockchain is dapps ready via api. It offers up to 15 second POS blocks at 4MB per block.
Medishares is a Ethereum based, decentralized, open-source mutual aid marketplace. Anyone can join a mutual aid scheme through sending variable amount of MDS to a smart contract.. Anyone can become a mutual aid insurer based on the smart contract templates provided by MediShares, and can profit from it.