Kcash is a decentralized digital wallet supporting multiple blockchain assets. It allows you to store, send and receive blockchain assets safely and gives you 100% control of your assets. With Kcash you can manage all your blockchain assets and will be able to connect them with the physical world soon.
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.