Kcash is a decentralized digital wallet supporting multiple blockchain assets. It allows you to store, send and receive blockchain assets safely and gives you 100% control of your assets. With Kcash you can manage all your blockchain assets and will be able to connect them with the physical world soon.
Tera is a decentralized application platform. This is akin to an operating system. Tera consists of a repository of programs and data storage integrated into the Internet. The mechanism for publishing programs and data on this platform is free from censorship. The circulatory system is the blockchain.