Cred LBA to LINA LINA Exchange

Crypto Pair Details: LBA to LINA

Cred LBA

Libra Credit is a decentralized lending ecosystem that facilitates open access to credit anywhere and anytime based on the Ethereum blockchain. Libra Credit is a global initiative with a mission to provide financial inclusion and lower the cost of financial services. Powered by its proprietary big data, AI-based credit assessment technology and existing global partnership networks, Libra Credit has the expertise and capabilities to realize its mission. Libra Credit aims to offer a seamless digital lending process that can be completed in 5 steps: application, verification and credit assessment, confirmation, collateral deposit, and disbursement. The Libra Credit platform will focus on a dual-credit risk scoring mechanism that considers the creditworthiness of the pledged collateral as well as the credit information of the borrower. Borrowers will be able to pledge any crypto-assets as collateral and receive loans in their desired asset. Using smart contracts and a proprietary collateral valuation and liquidation system, Libra Credit will lock in agreed terms between borrows, lenders, custodians, guarantors and liquidators. Libra Credit was founded in 2017 and operates out of San Francisco, USA. They are backed by investors such as FBG Capital, GBIC, DHVC, Dekypt Capital, Crypto Parency, and others. Lu Hua, Co-Founder & CEO has experience in the payments, financing, and risk management industries. He was previously the CEO of moKredit, one of China’s top digital credit servicing companies. Lu was also the Head of Core Payments for PayPal China and the Head of Global Banking Platform for PayPal US. Dan Schatt, Co-Founder & COO has previously worked as the Chief Commercial Officer at Stockpile Inc., a leading fintech company, and as General Manager of Financial Innovations at PayPal. Howard Wu, Chief Scientist, he is a blockchain and cryptography expert who is a Founding Partner of Dekrypt Capital, Advisor of Blockchain at Berkeley, and Software Engineer at Google. He advises the project in a technical capacity and has received a Master’s degree in Electrical Engineering and Computer Sciences from UC Berkeley. There are already quite a few blockchain lending projects, so competition is stiff. Libra Credit’s development progress is rather early compared to its competitors. The crypto-to-crypto lending part seems to be well thought out. However, not so much with the crypto-to-fiat part. According to the roadmap, crypto-to-fiat lending is scheduled to launch in 2018 Q3. With details lacking in the weekly blog update about crypto-to-fiat lending, it is difficult to gauge whether the proposed timeline is reasonable.

LINA LINA

As a pioneering Blockchain enterprise in Vietnam, our journey begins with the desire to apply technology in solving problems of technological inadequacy in the country's agriculture. Our passion and constant efforts motivated us to rise beyond our expectations. The mission Lina Network chases after is applying transparent technology in connecting humans and providing practical solutions for the society. At Lina Network, we believe digital transformation provides great value for life, thereby it is an indispensable tendency in this day and age. We expand our projects in multi-industry such as produce traceability, supply chain, health-care and e-government, etc… with the aim of finding only right answers for all drawbacks and creating positive changes in our society. Lina Network Ecosystem We develop projects that are inextricably linked to one another to form an ecosystem which gives facilities for approaching urgent issues in society from different aspects. · Lina Review - The world’s first transparent review platform. · Lina FarmTrust - Produce traceability and farm management built on Blockchain. · Lina Market - An agricultural e-commerce platform, connects manufacturers and consumers. · Lina MediTrust - An electronic health record storage and management system. · Lina e-Government - A platform that digitizes all information of citizens, verified by the government. Lina Network’s Potentials: · A multinational corporation with members from different countries across the world such as Switzerland, Germany, United States, Australia, New Zealand, Japan, Thailand, Vietnam, etc… · A leading enterprise in Vietnam that deploys modern technologies such as Blockchain, Big Data and AI. · Lina Network ecosystem consists of projects that are inextricably linked to provide transparent solutions and build trust for society.

SOURCE: COINGECKO

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