Medishares is a Ethereum based, decentralized, open-source mutual aid marketplace. Anyone can join a mutual aid scheme through sending variable amount of MDS to a smart contract.. Anyone can become a mutual aid insurer based on the smart contract templates provided by MediShares, and can profit from it.
Tera is a decentralized application platform. This is akin to an operating system. Tera consists of a repository of programs and data storage integrated into the Internet. The mechanism for publishing programs and data on this platform is free from censorship. The circulatory system is the blockchain.