Radium is a Proof-of-Stake cryptocurrency that serves as the base blockchain for SmartChain Core which expands the utility of Radium far beyond that of a standard coin, with features such as identity-address linkage, proof-of-existence, file checksum verification and validation, and decentralized elections and voting. All of these features exist in a 100% distributed data-layer within the Radium blockchain.
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.