Ripio Credit Network RCN to ADAMANT Messenger ADM Exchange

Crypto Pair Details: RCN to ADM

Ripio Credit Network RCN

Ripio Credit Network (RCN) is a global peer-to-peer credit network based on cosigned smart contracts that facilitates connections between lenders and borrowers across the world, on any currency. It enables people across the globe to access credit, and to provide loans. The RCN token is a typical ERC-20 token. This protocol has the smart contract technology embedded into the Ethereum blockchain which facilitates peer-to-peer lending without the hefty transaction fees that are charged in traditional banking processes. The RCN token functions at the core of the system. The inherent value of the token is directly correlated to the demand for its use in the network. Based in Argentina, Latin America, Ripio was launched at the TechCrunch Disrupt in May 2016. Sebastian Serrano, founder and CEO of the Ripio Credit Network is a technology enthusiast. He along with his team of technology experts, analysts and developers have designed an impressive concept along with the website, whitepaper and its implementation within the last 2 years. The team comprises of David Garcia (SVP & Board Member), Eugenio Cocimano (Data Scientist), Antonio Ceraso (CTO & Lead Blockchain developer) and Agustin Aguilar (Smart Contracts Developer) among many others. Ripio started off with a primary objective - to democratize the digital economy in Latin America, by offering digital payment alternatives within everyone's reach in a region where 65% remain unbanked. The smart contract is an integral part of the underlying technology of the Ripio Credit Network. It is generated by the Wallet Provider and executed when it is matched by the Credit Exchange. This smart contract contains information like the relevant credit terms, borrower obligations, events of default along with the signatures or verifications from all other agents. RCN tokens facilitate interaction with the smart contracts among different agents within the RCN. Every credit flow starts when the Borrower makes a credit request. The Borrower performs the request from its Wallet Provider, which has already integrated into the RCN protocol. Post this, the Borrower waits for an approval before any further action can be performed.

ADAMANT Messenger ADM

'ADAMANT is a true Blockchain messenger, independent from governments, corporations and even developers. It is possible due to a decentralized network infrastructure, fully open source and run by users. ADM is a utility-token supporting decentralized ADAMANT Messenger infrastructure. Blockchain offers superior security and privacy, not available for typical P2P and centralized messengers. Also, Blockchain provides new possibilities. Users can store and transfer cryptos In-Chat with full control of private keys, use ADAMANT as 2FA and more. In ADAMANT, nobody can control, block, deactivate, restrict or censor accounts. Users take full responsibility for content, messages, media, and goals and intentions of using the Messenger. ADAMANT utilize Fair Delegated Proof-of-Stake consensus, developed in mid 2018. First development steps were made by ADAMANT TECH LABS LP, registered in Ireland. As ADAMANT is decentralized and open source, it is supported and run by community. '

SOURCE: COINGECKO

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