Spendcoin is a decentralized cryptocurrency that powers the Spend.com ecosystem of products. Spend has two financial services products, the Spend App and Spend Card, which are products of Spend.com that give our users a multi-currency digital wallet that they are able to store fiat and digital assets/currencies. They will be able to buy, sell, store, manage, and exchange all supported currencies within the app. The Spend App is available on iOS, Android, or Web based devices. The Spend prepaid debit card allows users to send fiat based currencies loaded onto it via the Spend App anywhere that accepts MasterCard. Spend Foundation is also launching a decentralized educational platform called Blockchain University (bu.org). Blockchain University is designed to run off our open-source blockchain called Cross Ledger which incorporates a hybrid delegated proof-of-stake consensus model called Proof-of-Support. Proof-of-Support creates a learning based ecosystem that rewards those users who support and answer the knowledge base and Quora style system. Spendcoin will be the native digital currency powering the platform. Blockchain University and Cross Ledger are planned to launch in 2019.
MCashChain, a Decentralized and Social e-Payment Platform with Zero Fee and Lighting Speed, which aims to Enable Frictionless Digital Economy. MCashChain possesses the most aspired characters for high throughput dApps required by Midas Ecosystem and our dApps extension allies. By learning from all existing dPos Chains, MCashChain eliminates the pain points, and the instability of previous chains developed. 10k TPS with LightningSend feature enabled from day 1, 3-second block confirmation time, zero-fee for ordinary users, fully integrated with Midas Wallet, listed on Vinex Network and UniDex.