TOPCOIN is a type of crypto-currency, released February 2nd, 2014, with which you can make instant person to person payments, anywhere in the world. TOPCOIN also has a built in staking feature that allows you to collect more coins if you have some in your wallet!
FLO is a scrypt based coin with quick transaction processing that introduces a useful new feature called 'transaction comments'. These transaction comments enable FLO to facilitate a number of unique applications and enhancements within the blockchain.