TOPCOIN is a type of crypto-currency, released February 2nd, 2014, with which you can make instant person to person payments, anywhere in the world. TOPCOIN also has a built in staking feature that allows you to collect more coins if you have some in your wallet!
Humaniq is a financial ecosystem built on blockchain, focused on simply and quickly connecting unbanked people to the global economy. It combines blockchain bank as a core platform for financial services and technology start-ups, biometrics that replaces passports and signatures, ICO and distributed ownership instead of shareholders, and an investment fund for third-party start-up acquisition and acceleration