TOPCOIN is a type of crypto-currency, released February 2nd, 2014, with which you can make instant person to person payments, anywhere in the world. TOPCOIN also has a built in staking feature that allows you to collect more coins if you have some in your wallet!
SMART VALOR is a platform token of the SMART VALOR exchange which is now a Crypto to Crypto to Fiat. We are working on becoming a fully compliant security token exchange in 2020.