The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
HedgeTrade is a decentralized prediction market focused on a wide variety of financial assets. Trade predictions can then be purchased using the HEDG token for users to replicate and learn from. Correct trade predictions award the trade predictor with the HEDG tokens originally put forth by those individuals who purchased that prediction originally through the marketplace. Incorrect trade predictions see the HEDG tokens used to buy that prediction returned to the original buyer(s).