The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
Inlock is a platform where customers can borrow or lend using their cryptocurrencies as a collateral. This way, users gain access to the purchasing power of their cryptocurrencies without having to sell them. With INLOCK, you also can create a superposition, where you can be in stablecoins and our token at the same time to combine safety with excitement.