The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
JEWEL (JWL) is a non – government-controlled digital currency that allows you to send money anywhere in the world instantly, securely and virtually free of charge. Moreover, the JWL aims to empower people to achieve financial independence by making each JWL coin an interest-bearing asset with a high annual interest rate. This state-of-the-art financial instrument can serve as a great way to preserve the value that is supported by network protocols, infrastructure, and services.