The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
Platon Finance is the first insured crypto-financial ecosystem based on a Ethereum blockchain, connecting the classic fiat money market with modern digital currencies via its own ERC-20 standard token, PlatonCoin. Thanks to high-security standards by the latest Symantec technologies and the crypto insurance against cyber theft by a Lloyd's syndicate, Platon Finance is bringing a unique blockchain-based solution to the increasing security issues around digital assets.