The principle behind T.OS is the establishment of a commercial payment system that utilizes digital currency. This will be the first such system in the history of the world. The solution comprises two coins. The TOS coin, or TOSC, is a regular cryptocurrency coin, which is not used for commerce, but can be exchanged on regular exchanges to any other digital currency. Its value may appreciate or depreciate and that is why it can't be used for commerce.
PumaPay is a comprehensive billing protocol that combines the best of traditional payment methods (credit cards) with blockchain-based solutions, and enables a more frequent use of cryptocurrencies in online & offline outlets. We offer a free-of-charge blockchain-based protocol that decentralizes a whole layer of transaction processing services and supersedes traditional and current blockchain-based billing methodologies