VeriCoin (VRC) is a Proof of Stake-Time cryptocurrency. It was previously a Proof-of-Stake cryptocurrency with Proof of Work used to mine coins in the early stage. VeriCoin began work on PoST after the MintPal VRC hack and the subsequent roll back. More information on Proof of Stake-Time can be obtained by reading the whitepaper here. There is no Pre-mine or IPO for VeriCoin. The minimum stake time is at least 8 hours. The one highlight feature of VeriCoin is VeriFund. VeriFund is the answer to ensure stability and growth of VeriCoin. It is used to counter the inflationary effect of the proof of stake. When the supply increases, VeriFund will purchase liquid supply of VeriCoin to ensure growth and stability of the coin's value. More info about VeriFund can be found at http://vericoin.info/verifund.html Another key feature of VeriCoin is VeriSMS. VeriSMS is an SMS wallet system that gives your phone capability to access the VeriCoin network. Some of the available commands include 'Balance', 'setpassword', and 'SEND'. More information about VeriSMS can be found at http://vericoin.info/text.html
Divi is a project with the goal of making popular cryptocurrencies easy to use for the public mass. Divi’s 'Smart Wallet' and blockchain make transactions speedier, affordable, easier, safe to use, and less prone to user errors. Under the hood Divi is powered by a masternode network, and they developed 'MOCCI' which is a one-click installer allowing anyone with little technical knowledge to easily participate in the network as a masternode. Thereby securing the network further and in return masternode participants earn crypto as incentive. The most active exchange trading Divi is Bitrue. More info about this project can be found at https://www.diviproject.org/