ZPER is an ecosystem for decentralized P2P finance, built upon blockchain technology. We aim to create new, efficient financial environment that transcends borders and currencies. Through active cooperation of top established pioneering corporations in the field of P2P finance, we offer innovative flows of funds in global scale. ZPR token is a means of value exchanges that all participants of the ecosystem will be using. It is used as a currency in all transactions, including investments for P2P loans, reimbursement of mature loans, rewards for data providers, commissions for NPL purchasers. Transactions will be kept transparent and independent from currencies and boundaries by the use of ZPR.
WeTrust is a collaborative saving and insurance platform. It is autonomous, frictionless, and decentralized. WeTrust utilizes the Ethereum blockchain to create a full-stack financial system that leverages existing social capital and trust networks, eliminating the need of a “trusted third party”, which allows for lower fees, improved incentive structures, decentralized risks, and a greater amount of capital to reside among the participants. WeTrust’s first product is a Rotating and Saving Credit Association platform, inspired by the ~1 billion people around the world who are using mostly informal organizations to lend/ borrow, and support each other financially within their communities. ROSCAs will bootstrap the community, and WeTrust plans to build future products that include sovereign credit identities, trusted lending, mutual insurance, and more.