ZumCoin- Simplified Private Digital Currency- is a robust blockchain technology designed to provide decentralized cross-border payments; faster, cheaper, and secure. It is an open-source project; being developed by a diverse team of technically competent individuals who are well-versed in distributed ledger technologies, cryptography, and economics. The project is aimed to develop a multi-layer robust blockchain ecosystem that is founded on three basic tenets: PRIVACY — FREEDOM — EQUALITY
Tera is a decentralized application platform. This is akin to an operating system. Tera consists of a repository of programs and data storage integrated into the Internet. The mechanism for publishing programs and data on this platform is free from censorship. The circulatory system is the blockchain.